AZKA, Bayu Pratama; DHARMA, Robby; PUTRA, Rio Andhika. Enhancing Sustainable Learning through Risk Management and Digital Literacy: The Role of Modern Learning Environment. Impact Journal - Management Business and Finance, Jakarta, ID, v. 2, n. 3, p. 352–373, 2025. Disponível em: https://impactjournal.or.id/index.php/impact/article/view/85.. Acesso em: 2 apr. 2026.